Rao Shen is truly your mortgage lifesaver! Highly, highly recommended! Choosing Rao Shen to handle my mortgage was one of the best decisions I made! We previously worked with another mortgage broker who was extremely unprofessional. He forgot to lock in my interest rate for 20 days and didn’t tell me until almost three weeks later that I didn’t even qualify for a conventional loan. Rao Shen literally saved my mortgage! She stepped in, found the best conventional loan program for my situation, and helped me purchase the home of my dreams. She is fluent in both Chinese and English and patiently explained every detail of the mortgage process to me in Chinese. She was incredibly responsive, professional, and dedicated, always willing to help me resolve every issue, big or small. Thanks to Rao, everything went smoothly, and we successfully closed on our home! I cannot recommend Rao Shen highly enough. If you are looking for someone who truly cares about her clients, knows the mortgage industry inside and out, and can get the job done, Rao is the person you want on your side.